Planning for the Unexpected
Every morning when we roll out of bed our expectations for the day are set. Every one of us envisions the day ahead and has an idea of how we expect our day to unfold.
March ’24 Market Recap: The S&P 500 returned 10.6% in Q1, on a combination of two very powerful forces; dovish central banks and a continued broadening of the AI narrative. The S&P 500 rallied for
Every morning when we roll out of bed our expectations for the day are set. Every one of us envisions the day ahead and has an idea of how we expect our day to unfold.
Experiences shape us to our core. I do not have the data or statistics to support this claim, but I’d be willing to bet that a significant majority of what we learned in life has
This morning I began my normal trek into the office turning onto the major state route at the end of my road that is normally fast moving and uneventful at that time of day. I
Recession by definition isn’t that scary, it’s simply a decline in Gross Domestic Product for two consecutive quarters. This alone shouldn’t keep you up at night. However, what can be very scary are the mistakes
Developments over the Past Month Monthly Recap: March was a tale of two different periods (see below). The first quarter was one of the worst on record for the collective performance of stocks and bonds,
It looks like the Great Plains out there. It’s official – the yield curve is flat. Simply put – the rate of change in short term rates has been higher than the rate of change
Homeowners are facing interest rates above 4% for the first time since Q2 2019. Historically speaking, we understand 30 year fixed mortgage rates remain at low levels, but the recent surge is increasing quicker than
As we reflect on the past few years, it is always important to keep perspective. Despite the seemingly endless pessimistic headlines, we entered 2022 coming-off a 3-year bull run. Along the way we experienced many
As we accumulate wealth and look to save for a variety of goals, there are quite a few factors that you will want to consider before making the decision of how to invest. Understanding how
What’s going on? It feels as if we have had a full-blown de-leveraging event – the largest pullback since … November 2020. Now that we have more clarity on The Fed’s plan regarding tightening, we
Backdoor Roth’s have become an increasingly popular topic of discussion as of late in the financial realm, mostly due to the whispers of the potential tax hikes in years to come. With as popular as
Everybody acts different with a little money in their pocket. How we behave and the decisions we make ultimately determine our financial health. Ken Honda has completed over 10-years of research understanding the psychology of
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